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Income and Expenditure

Maximising income and minimising spending are vital components of dealing with debts. doing so will:

  • Slow the rate of increasing indebtedness; and
  • Improve your position in dealing with your creditors.
Income Expenditure
Ways of increasing income
  • Make sure that you are claiming all the benefits to which you are entitled.
  • If you are working and it is feasible, ask your employer whether you can work extra hours.
Ways of decreasing spending
  • Check whether you are paying more than you have to for gas and electricity.
  • Look for economies on mobile, land-line, broadband and television services.
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